Top Mortgage Solutions
Reviews and Ratings for Financial adviser Simon Rushbrooke, Southampton

Adverse Credit

Adverse Credit

What is An Adverse Credit Mortgage?

An “adverse” credit mortgage or “bad credit” mortgage is when you have had issues with your credit history which may make it harder for you to get a mortgage and can include:

  • CCJs,
  • IVAs,
  • Bankruptcy,
  • Defaults,
  • Debt Management Plan,
  • Missed or Late Payments.

Here at Top Mortgage Solutions we understand that it can be difficult to find a lender willing to provide mortgage for bad credit, but with the help of our specialist advisers, you could get access to mortgage lenders that specialise in assisting those with adverse credit history.

Whether you are a first time buyer or a homeowner looking to move or remortgage, we will search a comprehensive range of mortgage lenders to ensure you get the very best mortgage for your circumstances. Our team of dedicated professionals will always be on hand with their expert advice to help you find the right mortgage and guide you through the whole process.

Mortgage Advice

Z Access to exclusive mortgage interest rates

Z Access to more than just High Street lenders

Z Self-Employed products available

Z Bad Credit considered

Z Solutions for Buy to Let or Let to Buy

Z Access to Secured Loans

Z Access to Bridging finance

Z Access to Commercial Mortgages

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www.http://www.financial-ombudsman.org.uk/consumer/complaints.htm). You may be able to submit a claim through the EU Online Dispute Resolution Platform (https://webgate.ec.europa.eu/odr/main/?event=main.home.show if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.)”