Accident, Sickness and Unemployment CoverProtect yourself and your family
Protect yourself and your family
Mortgage protection, such as accident, sickness and unemployment cover, can give you the peace of mind of knowing that in the event of redundancy or illness your mortgage payments will be made and your home will be safe. Our impartial service can save you time, hassle and money when looking for accident, sickness, and unemployment cover.
What is accident, sickness and unemployment cover?
Nobody can predict what will happen in the future. That’s why taking out a suitable mortgage protection can give you the security of knowing that if the unexpected happens, you are prepared for it. Many standard mortgages do not have any protection insurance included, so it’s important to decide what kind of separate coverage you will need. Accident, sickness and unemployment cover insures you against changes in your circumstances due to redundancy, disability, or illness. Usually, these payments are made after 30 consecutive days of non-working, up to a maximum of 24 months. You may want to take a look at our income protection page for more information of longer-term coverage.
Accident, Sickness and Unemployment can be set up in the following combinations:
- Accident, Sickness and Unemployment Cover;
- Accident and Sickness Cover; or
- Unemployment Cover.
Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.