Top Mortgage Solutions
Reviews and Ratings for Financial adviser Simon Rushbrooke, Southampton

Self-Employed Mortgages

self employed

At Top Mortgage Solutions we have access to a broad range of self-employed mortgages provided by large high street banks as well as smaller banks and building societies and specialist lenders therefore recommend making us your fist call for Self-Employed Mortgage advice.

Mortgages for the self-employed have become increasingly difficult over recent years so mortgage lenders have had to adjust. Whilst a few still require a minimum trading period of three years others have adapted and utilise self-employed income in a variety of ways to include:


  • 2 years trading,
  • 1 year trading,
  • Use of net profits for the sole trader,
  • Utilising PAYE and Dividends,
  • Considering retained profits.


Our advisors at Top Mortgage Solutions have years of experience in assisting  the self-employed in obtaining mortgages so recommend contacting us first to ensure you are given the right advise for your situation from across a comprehensive range of self-employed mortgage providers.

Mortgage Advice

Z Access to exclusive mortgage interest rates

Z Access to more than just High Street lenders

Z Self-Employed products available

Z Bad Credit considered

Z Solutions for Buy to Let or Let to Buy

Z Access to Secured Loans

Z Access to Bridging finance

Z Access to Commercial Mortgages

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service (www. You may be able to submit a claim through the EU Online Dispute Resolution Platform ( if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.)”