At Top Mortgage Solutions we have access to a broad range of self-employed mortgages provided by large high street banks as well as smaller banks and building societies and specialist lenders therefore recommend making us your fist call for Self-Employed Mortgage advice.
Mortgages for the self-employed have become increasingly difficult over recent years so mortgage lenders have had to adjust. Whilst a few still require a minimum trading period of three years others have adapted and utilise self-employed income in a variety of ways to include:
- 2 years trading,
- 1 year trading,
- Use of net profits for the sole trader,
- Utilising PAYE and Dividends,
- Considering retained profits.
Our advisors at Top Mortgage Solutions have years of experience in assisting the self-employed in obtaining mortgages so recommend contacting us first to ensure you are given the right advise for your situation from across a comprehensive range of self-employed mortgage providers.